What You Should Feel About A Financial Advisor

When it comes to your money, you cannot afford to trust just anyone to influence your saving, spending, or investment decisions. Whoever you listen to has the potential to help you become a financial success or land you in debt.

If you are looking for the right information on anything related to money and money management, you are in the right place. You cannot afford to do it all on your own for too long or fall in the hands of people who just want to make quick money from you, you need a reliable partner who is out for your good.


We are your reliable partner because we fit the bill. This is what you should feel about a financial advisor:

  • Trust: Trust is one of the most significant aspects that a financial advisor should possess. You should work with professionals whose advice should not leave you to losses or even in debt. You can trust us because our experience and expertise make us the leaders in finance and money matters.
  • Knowledge: You should only work with a financial partner who knows everything about money, including current and possible future events. Our team of professionals is always busy gathering the latest information happening in the finance world and interpreting the information for our readers.

  • Language: What is the use in having an advisor you have no idea what he or she is saying? Most financial advisors and finance websites speak in a language that a layman can hardly understand. Our website is here to serve you, so anyone can understand the language we use here.
  • Realistic: Some financial advisors attract the masses by claiming to have the secret to instant riches. When it comes to money, financial discipline is what will eventually make you reach your financial goals, not an overnight success scheme. We will provide you with valuable information that has stood the test of time. Saving, investing, budgeting, entrepreneurship, and insurance are not overnight success schemes.
  • Objective: Most other financial advisors want to make money from you regardless of the means they will use to do so. Other advisors and websites are in the business of make money while we are in the business of helping you to save and invest your money so that you can achieve financial freedom.

Areas We Will Blog On:

Personal Finance

This is about managing your money so that you do not get into debt. Most people overlook some personal finance principles and end up suffering for a very long time.


We will help you choose an insurance policy with terms fit for your financial situation. We will outline the most reliable insurance companies, and the best deals you can get.

Planning For Retirement

Since retirement will significantly affect your income when that time comes, you need to start planning for it now. We will guide you to the best and available policies for your financial muscle, age, and preference.

Estate Planning

We will write content that will address areas of estate planning such as how to settle an estate, how to choose beneficiaries and anything else that comes up during this process.


We will show you creative ways of saving, how to save up for your children, your future, and even for enjoyment.


We will write about the various investment options available, the risky ones and the less risky ones. Your financial muscle will dictate the best investment for you.

Saving For College

Done right, saving for college happens way ahead of acceptances. With cramped finances, putting away money for college is not a priority for many. Those late to game have found that a college dream is all but lost or mounds of debt await after graduation.  There are ways to save for college, even when you don’t start as early as you should.  .

 Traditional Savings

Of course, you can start early with a traditional saving account. Contribute monthly amounts to the account from as early as possible until the student has graduated. The amount you contribute should reflect the anticipated total cost divided by the number of months you plan to contribute. In addition to traditional savings accounts, U.S. Savings Bonds or easily liquidated investment account may also be worthwhile.

Tax Deferred Education Savings Account

With a tax deferred savings account such as the Coverdell Education Savings account, parents and other family members under a certain annual income limit can contribute to the account for future education expenses. Accounts can be set up through a financial institution or investment firm.In order to start the account for the college bound, the beneficiary of said account must be under age 18. Annual contributions are limited.

 Prepaid Tuition Plans

The most well-known prepaid tuition program is the 529 plan. This is a program offered by several states and allows parents to make payments over time. The state then pays the future college tuition at designated colleges and university for the student. The payments cover a certain number of semesters or credit hours.  These plans lock in tuition rates and are usually geared towards in-state public institutions.

Individual Retirement Accounts

Certain retirement savings accounts can also be used to fund the college quest for your children.  But not all retirement accounts are worthy of raiding. If you go this route, a traditional IRA or Roth IRA makes the most sense. That’s because tax laws allow you to use these funds before the minimum retirement age of 59 and a half without the ten percent tax penalty. That’s only if the money is used to cover qualifying college tuition expenses.  Of course, income taxes are applicable to the withdrawal, even for education.

 Home Equity Line of Credit

If you a homeowner, you may want to consider the equity in your home as a means to pay for child’s college education.  The key here is to build equity over time so that a line of credit can be successfully established when needed.  If you purchased your home with built in equity, you’re off to a good start. Otherwise, may want to make extra principle payments on mortgage to build equity. The amount of the equity line of credit that you take out is additive to your existing loan payments.

Regardless of how you plan to cave for college, the sooner you start the better.  It is a good idea to explore all options and choose the one right for your financial situation.

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